Your Business Online Pte Ltd is a Software as a Service (SaaS) Provider. User accounts on our Internet servers are subject to compliance with the terms and conditions set forth below. Under the terms of this agreement, your placement of information on YBO's servers is an acknowledgement that you have read and understood this agreement, and that you agree to be bound by the terms and conditions below. If you do not wish to be bound by these terms and conditions, you should not proceed to place any information of any kind on YBO's servers. You should regularly review these terms and conditions, as they are subject to change.


    Your Business Online Pte Ltd, whose office is located at 92 Amoy Street #02-01, Singapore 069911.


Provider is in the business of offering Software as a Service to its customers.

  1. Customer 's accounts on the Provider's Internet servers are subject to compliance with the terms and conditions set forth below.
  2. Under the terms of this Agreement, the Customer placement of any information on Provider's server is an admission of having read and understood the terms and conditions of this Agreement, and to be bound by the terms and conditions below.


  1. The Provider provides a service to enable its customers to have an online presence for the conduct of its activities.
  2. The services and software are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied in any and all usage of any services offered by the Provider. Any advice or information given by Provider or its agents or employees shall not create a warranty.
  3. The Provider is granting the Customer the right to use the software to provide the service including the website and business logic. The ownership of the software, system and other components necessary to provide the service stays with Provider.
  4. The Provider gives no warranty that the service shall be uninterrupted or error free or that any information, software or other materials accessible on its services are free from viruses or other harmful components.
  5. The Provider only shares personal information with other companies or individuals outside of The Provider's company in the following limited circumstances.
    1. The Provider has The Customer's consent. The Provider require opt-in consent for the sharing of any sensitive personal information.
    2. The Provider provides such information to The Provider's subsidiaries, affiliated companies or other trusted businesses or persons for the purpose of processing personal information on The Provider's behalf. The Provider requires that these parties agree to process such information based on The Provider's instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.
    3. The Provider has a good faith belief that access, use, preservation or disclosure of such information is reasonably necessary to (1) satisfy any applicable law, regulation, legal process or enforceable governmental request, (2) enforce applicable Terms of Service, including investigation of potential violations thereof, (3) detect, prevent, or otherwise address fraud, security or technical issues, or (4) protect against harm to the rights, property or safety of The Provider, its users or the public as required or permitted by law.
  6. If The Provider becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, The Provider will ensure the confidentiality of any personal information involved in such transactions and provide notice before personal information is transferred and becomes subject to a different privacy policy.
  7. The Provider takes appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of The Provider's data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where The Provider stores personal data.
  8. The Provider restricts access to personal information to The Provider's employees, contractors and agents who need to know that information in order to process it on The Provider's behalf. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.
  9. The Provider shall under no circumstances be liable for any direct, indirect, special, punitive, or consequential damages that result in any way from Customer's use of or inability to use the services, or for third parties' use of the service to access Customer's software as a service, or to access the Internet or any part thereof, or any third parties' reliance of or use of information, services, or merchandise provided on or through the service, or that result from mistakes, omissions, interruptions, deletion of files, errors, defects, delays in operation or transmission, or any failure of performance.
  10. The Provider reserves the right to carry out amendments, modifications or replacements where in its opinion such amendments modifications or replacements are necessary to remove or amend any material which are or are likely to be construed as being illegal, obscene threatening defamatory discriminatory promoting illegal or unlawful activity or otherwise objectionable or in violation of any rules regulations or laws to which the website is subject and the provider shall notify the Customer accordingly.
  11. The Provider reserves the right to refuse to carry out amendments, modifications or replacements where in its opinion such amendments modifications or replacements are or are likely to be construed as being illegal, obscene threatening defamatory discriminatory promoting illegal or unlawful activity or otherwise objectionable or in violation of any rules regulations or laws to which the website is subject and the Provider shall notify the Customer accordingly.
  12. The Provider reserves the right to terminate its service to the Customer at Provider's sole discretion and to deny access to all or part of the service without notice if Customer engage in any conduct or activities that Provider in its sole discretion believes violates any of the terms and conditions in this Agreement and the Customer agrees that it shall have no cause of action for any loss of business/profits and or for any damages whatsoever. The Provider shall also have the right to notify directly all the clients and the users of the Customers of its website of the closure.

  14. The Provider's services shall be used for lawful purposes only. It is strictly prohibited to use any of these services if the use thereof by the Customer violates any laws rules and or regulations in any jurisdictions.
  15. While using the Provider's service, Customer shall not
    1. restrict or prevent any other user from using and having such access to the Provider's services,
    2. post or transmit any material likely to be construed as being illegal, obscene threatening abusive offensive indecent libellous defamatory discriminatory promoting illegal or unlawful activity or otherwise objectionable or in violation of any rules regulations or laws to which the website is subject to including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence or give rise to civil liability,
    3. post, publish, transmit, reproduce or distribute any information or software which contains a virus or other harmful component;
    4. post, publish, transmit, reproduce, distribute or in any way exploit any information, software, or other material obtained through the service for commercial purposes (other than as expressly permitted by the provider of such information, software, or other material);
  16. The Customer agrees that as the person legally liable or as the authorised person for use of this account, complies with the minimum age of 18 years of age and shall furnish the Provider with a current and truthful name, postal address and telephone number for its records, and this obligation shall continue throughout the duration of this Agreement any changes to be notified to the provider in writing within 3 days from the change taking into effect.
  17. The Customer consents to the Provider monitoring the services electronically from time to time and to disclose any information as necessary to satisfy the law, or to protect itself or its subscribers.
  18. The Customer unconditionally accepts that by placing information on Provider's servers that such information becomes available to all Internet users and that Provider would not be able to limit or restrict access to such information or protect such information from copyright infringement.
  19. The Customer undertakes complete responsibility and risk in using the Provider's servers and the Internet and it shall be the Customer's sole responsibility,
    1. to evaluate the accuracy, completeness, and usefulness of all opinions, advice, services and other information, and the quality and merchantability of all merchandise offered by the Provider or on the Internet generally.
    2. for the files and data residing on Customer's account and for files and data transferred and to maintain all appropriate backup of files and data stored on Provider servers.
  20. Customer agrees not to maliciously or intentionally interfere with the proper operation of the system, including but not limited to defeating identification procedures, obtaining access outside to that which Customer is authorized for, and impairing the availability, reliability, or quality of service for other customers.
  21. Customer further agrees not to interfere with the proper operation of other systems reachable through the Internet, including any attempt at unauthorized access and to comply the Acceptable Use Policy of any network or service connected to.
  22. Customer shall adhere and comply to system policies whether now or in the future as published online by Provider, including restrictions on services available with each account type, restrictions on certain features, and all other policies designed to protect and enhance the quality and reliability of service by Provider.
  23. Customer accepts that the security of its account is its sole responsibility and shall notify Provider immediately in writing by registered mail, return receipted, to Provider at the above address in the event the Customer believes that the security of its account had been compromised in whatsoever manner. The Customer shall be wholly responsible for any misuse or compromise of its account for which Provider had not been properly notified.

  25. The Customer shall pay for the services received from Provider, in advance of the time period during which such services are provided. Customer agrees that all setup fees are non-refundable once setup is completed and that until and unless Provider is notified of the cancellation of any or all services received, those services will be billed on a recurring basis.
  26. In the event of payments being effected by credit card Customer shall accept prepayments to be billed and charged automatically, and that Provider may apply the amount due to the provided credit card at any time.
  27. If the payments were effected through credit card, the Customer admits being an authorized user of any credit card that it supplies to Provider and accepts that the Provider has an obligation to fully investigate any possible fraudulent credit card use as necessary.
  28. In the event of non-payment by date due stipulated in the invoice, a further Customer specific credit term, may apply if mentioned on the invoice, will be provided to the Customer only when the Customer provides a commitment of payment in writing before date due of the invoice.

  30. The Provider shall suspend and or terminate the Customer service at its discretion in the following situations immediately and without notice, namely
    1. customer's use of the Provider's system to engage in software piracy or other violations of law;
    2. the Customer accepts that if any security violations are believed to have occurred in association with its account, pending an investigation and its resolution;
    3. customer shall not transmit unsolicited or prohibited advertisement or other materials harassing or illegal through electronic mail, Usenet postings, or other Internet media through the use of Provider or any other service with reference to services obtained through Provider, for unsolicited mass mailings, postings, or other activities considered an annoyance to others, commonly referred to as "spamming";
    4. use of any material which are or are likely to be construed as being illegal, obscene threatening defamatory discriminatory promoting illegal or unlawful activity or otherwise objectionable or in violation of any rules regulations or laws to which the website is subject.
  31. In any of the above situations the Provider shall notify the appropriate authorities accordingly and release all information to the appropriate authorities even if such information is confidential or received confidentially and in pursuance thereof cooperate in any government or legal investigation regarding any aspect of services rendered or sold to the Customer.
  32. In any of the above situations the Provider shall not be liable for any damages expenses loss of business/profits costs howsoever caused to the Customer by the decision taken by the Provider to suspend or terminate the Customer's accounts with the Provider.
  33. In the event Customer is dissatisfied with Provider service or any of its terms, conditions, rules, policies, guidelines, or practices, Customer's sole and exclusive remedy is to discontinue/terminate the service and such refunds if any to be made by the Provider to the Customer shall at the sole discretion of the Provider.
  34. At contract termination the Customer reserves the right to receive the selling, financial and marketing data that is kept within Provider's systems. The Customer's website as a whole include the layout and contents is not transferable to a another system and therefore will not be handed over to the customer at contract termination.
  35. At receiving a written confirmation of contract termination the Provider has to right to clean up the Customer's website as a whole as well Customer's selling, financial and marketing data to free up system resources. If any of these subjects are required by the Customer at contract termination the Customer has to request the data before contract termination.
  36. To prevent any disruption to service, the Provider will inform the Customer of pending account suspension or termination. 

  38. The Provider is under no obligation to notify any third party providers of services, merchandise, or information, nor any liability for any consequences resulting from such discontinuance or lack of notification. However the Provider may do so if in the discretion it considers necessary.
  39. This Agreement supersedes all prior agreements, arrangements and understandings whether written electronic or oral between the parties and constitute the entire agreement between the parties relating to the subject matter herein. No addition to or modification of any provision of this Agreement shall be binding upon the parties unless made by a written instrument signed by a duly authorised representative of each of the parties.
  40. Notwithstanding that the whole or any part of the clauses in this Agreement may prove to be invalid or unenforceable all other clauses of this Agreement and the remainder and parts of the clauses in question shall remain in full force and effect and the invalidated or the unenforceable parts of the clauses shall be read and applied in a manner as to render it valid and enforceable in accordance with the laws of Singapore.
  41. This Agreement shall be interpreted and enforced in accordance with Singapore Law. By using the Provider's services, you agree that Singapore law, including without limitation the provisions of the Singapore Evidence Act (Chapter 97) and the Electronic Transactions Act (No 25. of 1998), shall govern such access as well as the above terms.
  42. Customer agrees that all services provided by Provider shall be deemed to have been requested and provided in Singapore. Customer submits to the laws of Singapore over any and all claims or disputes arising from or relating to this agreement or in relation to the services rendered by Provider.
  43. Any notice or communication under or in connection with the Agreement shall be in writing and shall be delivered by way of post or facsimile to the Customer's above address or to such address as the Customer had notified the Provider in writing.
  44. Proof of posting or dispatch of any notice or communication to a party shall be deemed to the proof of receipt:
    1. in the case of letter posted in Singapore on the 3rd working day after posting;
    2. in the case of facsimile when confirmed by an activity report indicating that the correct number of pages was sent to the correct facsimile number and
    3. in the case of email where such mail has actually been received by a person designated by the recipient to receive such a message and such message is in a format decipherable by the recipient's message or its information system.
  45. The Customer shall indemnify, defend and hold harmless the Provider from any and all liability, penalties, losses, damages, costs on a solicitor and client basis, expenses, attorneys' fees of whatever nature arising out of or in connection with any claim or action made against the Provider caused by or resulting directly or indirectly from the use of the services herein without any limitation or exception or from the conduct of the Customer. This indemnification and hold harmless agreement extends to all issues associated with your account, including but not limited to domain name selection and Website content.
  46. Any disputes arising out of or in connection with this Agreement shall be submitted to the Singapore Mediation Centre for mediation and in that regard the parties agree
    1. to abide by the Singapore Mediation Centre's Mediation Procedure and the annexes thereto and that the mediation and the terms and process of mediation including all fees shall be governed by the said mediation procedure and the annexes thereto
    2. and to abide by any settlement and to the effect the terms thereof reached through such mediation.